Last updated: 16th June 2025
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1. Introduction
Capital 75 (“we,” “us,” “our”) is committed to safeguarding the privacy of our users (“you,” “your”). This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you access or use our website and services at capital75.com (the “Platform”).
2. Scope
This policy applies to all personal data processed by Capital 75 in connection with your use of the Platform, including data collected via web, mobile, and other electronic or offline interactions.
3. Definitions
- Personal Data: Any information relating to an identified or identifiable natural person.
- Processing: Any operation performed on personal data, such as collection, storage, use, disclosure, or destruction.
4. Data We Collect
4.1 Registration and Account Data
- Full name, email address, phone number, mailing address.
- Username and password.
4.2 Financial and Payment Information
- Payment card details, billing address, and transaction history (processed by PCI DSS-compliant providers).
4.3 Usage and Technical Data
- IP address, device identifiers, browser type, and operating system.
- Pages visited, time stamps, clickstream data, and other analytics.
4.4 Communications Data
- Inquiries, feedback, and correspondence you send to us (via email, chat, or support tickets).
5. Purpose and Legal Basis for Processing
We process your personal data for the following purposes and legal bases:
- Performance of Contract: To provide and manage your account, subscriptions, and access to our courses and tools.
- Legal Compliance: To comply with applicable laws and regulations (e.g., tax, financial, anti–money laundering).
- Legitimate Interests: To improve our Platform, conduct analytics, prevent fraud, and personalise your experience.
- Consent: Where required by law (e.g., marketing communications), with the ability for you to withdraw consent at any time.
6. Data Sharing and Disclosure
6.1 Service Providers: We share data with trusted third parties for payment processing, data hosting, email delivery, analytics, and customer support. All providers are contractually obligated to protect your data.
6.2 Legal Requirements: We may disclose personal data to law enforcement, regulators, or courts if required by law or to protect our rights.
6.3 Business Transfers: In the event of a merger, acquisition, or sale of assets, personal data may be transferred to successor entities under equivalent protections.
7. International Data Transfers
Your personal data may be transferred to and processed in countries outside your residence. We ensure appropriate safeguards (e.g., Standard Contractual Clauses, Privacy Shield certifications where applicable) to secure international transfers.
8. Data Retention
We retain your personal data only as long as necessary to fulfil the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce agreements. Usage and analytics data may be retained for up to 3 years unless anonymised.
9. Security Measures
We implement administrative, technical, and physical safeguards to protect personal data, including encryption (HTTPS/TLS), secure authentication, regular security audits, and access controls.
10. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access and review your personal data.
- Correct or complete inaccurate or incomplete data.
- Delete or restrict processing of your data.
- Object to processing or withdraw consent where applicable.
- Data portability to receive your data in a structured format.
To exercise these rights, please contact privacy@capital75.com.
11. Children’s Privacy
Our Platform is not directed to individuals under the age of 18. We do not knowingly collect personal data from minors. If we learn we have collected data from a minor, we will delete it promptly.
12. Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies for analytics, authentication, and personalisation. You may manage cookie preferences via our cookie banner or browser settings.
13. Policy Updates
We may amend this policy periodically. Significant changes will be communicated via email and posted on our Platform with an updated effective date.
14. Contact Information
For privacy inquiries, complaints, or requests, contact:
Capital 75 Privacy Desk
Email: privacy@capital75.com
15. Regulatory and Supervisory Authorities
You may lodge a complaint with your local data protection authority if you believe your rights have been violated.